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Fee Rates

FarmCash is committed to providing producers in Alberta, British Columbia, Saskatchewan, and Manitoba with a competitive edge through low interest rates and minimal administration fees, all backed by our exceptional customer service.

Here is a breakdown of our current fees and interest rates:

PY2025 Application Fees Subsequent Application Fees Interest Charge Default Fee (Outstanding Balance) Default Interest (Pre-Default Date) Default Interest (Post-Default Date) Repayment without Proof of Sale Penalty Rate
$400 $100 RBC Prime - 0.5% 3% RBC Prime + 1% RBC Prime + 3% RBC Prime + 1%

Financial Terms for PY2025:

Initial application fee – $400

Subsequent application fees – $400.

Interest Charge – Advances over $250K are subject to RBC Prime - 0.5%

One-time Default Service Fee of 3% on the outstanding balances after the default notice

Default Interest Spread (Pre-Default Date) – Advances in default status prior to the default date are charged at an interest rate of RBC Prime + 1%

Default Interest Spread (Post-Default Date) – Advances in default status after the default date are charged at an interest rate of RBC Prime + 3%

Repayment of Advances without providing a Proof of Sale are charged at an interest rate of RBC Prime + 1%

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