Refer a friend to FarmCash and you each get $50 off your application fees. Everyone loves a win-win!

Post-Harvest Reports for PY2025 Advances are due by December 31, 2025.

Join us at Agri-Trade, November 5–7, for fun giveaways and more!

PY2025 Rates and Fees

Producers in BC, Alberta, Saskatchewan, and Manitoba trust FarmCash for great rates, low fees, outstanding support. Explore our rates below:

Application Fees: First Application
Subsequent/Reassessment Application
FarmCash Advance Rates Sheet
Interest Charge:
Up to $500,000 may qualify for interest-free funding, depending on specific commodities and conditions. Contact us for details. Amounts above this limit will incur interest charges.
Default Service Fee:
A one-time collections service charge applied to outstanding balances following a default notice.
Pre-Default Interest Rate:
Interest applied to the outstanding balance from the date the advance was issued until the default date.
Post-Default Interest Rate:
Interest applied to the outstanding balance from the date of default until full repayment.
Repayment of Advances Without Proof of Sale – Penalty
Check the current Royal Bank of Canada (RBC) prime rate
$400
$100
RBC Prime - 0.5%
3%
RBC Prime + 1%
RBC Prime + 3%
RBC Prime + 1%

50+ commodities across Western Canada – from crops to honey and livestock.

One tool to manage cash and grow your farm.

Convenient online application saves time, money and paperwork.

Cash in control, growth in motion – that’s FarmCash.