PY2025 Rates and Fees

Producers in BC, Alberta, Saskatchewan, and Manitoba trust FarmCash for great rates, low fees, outstanding support. Explore our rates below:

Application Fees: First Application
Subsequent/Reassessment Application
FarmCash Advance Rates Sheet
Interest Charge:
Up to $500,000 may qualify for interest-free funding, depending on specific commodities and conditions. Contact us for details. Amounts above this limit will incur interest charges.
Default Service Fee:
A one-time collections service charge applied to outstanding balances following a default notice.
Pre-Default Interest Rate:
Interest applied to the outstanding balance from the date the advance was issued until the default date.
Post-Default Interest Rate:
Interest applied to the outstanding balance from the date of default until full repayment.
Repayment of Advances Without Proof of Sale – Penalty
Check the current Royal Bank of Canada (RBC) prime rate
$400
$100
RBC Prime - 0.5%
3%
RBC Prime + 1%
RBC Prime + 3%
RBC Prime + 1%

50+ commodities across Western Canada – from crops to honey and livestock.

One tool to manage cash and grow your farm.

Convenient online application saves time, money and paperwork.

Cash in control, growth in motion – that’s FarmCash.